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Beorganised for a stress free tax return |
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- by Jeanne Viljoen If you are an individual, you more than likely do not have your own accounting department getting your records ready for tax return. This then ends up being a last minute scramble and results in stress and sleepless nights. |
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The courage to make more money |
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Clutter’s Compound Interest, by Suzie Orman Clutter in our lives leads to more clutter – the clutter of stuff in closets, cupboards, basements, and attics. Think of your bedroom, your bathroom, your kitchen and kitchen drawers, the garage, your shelves, just think of the clutter. A huge industry has arisen to help us manage and contain our clutter. Think of the irony. |
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It seems inevitable that South Africans are facing a dim financial future. In the past we were an export country, but things are starting to change very fast! 2008 is the second year that we have had to import both wheat and corn. The number of commercial farmers in South Africa has shrunk from 40 000 to 10 000. This pushes up the food price as we have to compete with other countries to import our food. |
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Personal Budget Template |
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Click here to download a Microsoft Excel Template that you can use as a guideline for your personal or household budget. Remember that this spreadsheet is merely an example of what a budget should be like, and you should fill in expenses you incur that are not on the template. |
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How can a Debt Counsellor help me? |
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A Debt Counsellor can help by: - Making a proposal, on your behalf to all your Credit Providers on how your debt repayments can be structured in order to achieve a manageable level based on your income and expenditure.
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